Rental property loans allow investors to purchase investment properties ranging from single family homes to properties of up to four units for long-term buy-and-hold strategies. With rental property loan amounts starting ranging from $50,000 to $5,000,000, we can provide you with the financial solutions you need to take advantage of any opportunities that may present themselves.

Traditional rental property loan products are based on the current value of the property you are purchasing. At Exponential, our rental property loans allow you to borrow based on the property’s projected value following renovation, as well as the cost of renovation itself. Whether you are looking to purchase, refinance, or cash-out refinance, our rental property loan program can put you in a 30-year fixed mortgage today.

Exponential Commercial Finance is proud to offer the following rental property loan program benefits to clients in Atlanta, Dallas, Houston, and Charlotte:

  • Rates as low as 5.99 percent
  • 30-year amortization and interest-only
  • Single properties and portfolios
  • 30-Year fixed, 3/1 ARM – 7/1 ARM
  • No borrower DTI (debt-to-income ratio)
  • Up to 75 percent LTV
  • Purchase, refinance, cash-out

*Please note that these loans are not available for owner-occupied properties.