Short term investment loans, sometimes called Fix & Flip, Rehab, or Renovation Loans, allow investors to purchase investment properties from a single family homes up to 4 units for renovation, new construction, and subsequent sale. With loan amounts starting ranging from $50,000 to $5,000,000 we got you covered on all to take advantage of any opportunity to may present itself. These loans are not available for owner-occupied properties.

Traditional loan products are based on the purchase price of the property in its current condition. They do not take into account the value-added by rehab and renovation, not the cost of the renovation itself. At Exponential, our Fix & Flip Loan program is based on 75% of the After Repair Value (ARV) of the investment property you are purchasing and renovating.

One of the most important aspects of a fix & flip project is minimizing carrying cost. With fast closing in as little as 7-14 business days, you get to work faster which means you get to sell faster. With minimal documentation, stated income programs, and consideration of all credit scenarios, we create opportunities more quickly and easily than traditional lenders can.

  • Rates as low as 6.99%
  • 12-24 month terms
  • Up to 90% of purchase price plus rehab
  • Up to 75% ARV
  • Loan Amount: $50,000-$5,000,000