Short term investment loans, sometimes called fix and flip loans, rehab loans, or renovation loans, allow investors to purchase investment properties from a single family home to four units for renovation, new construction, and subsequent sale. With loan amounts starting ranging from $50,000 to $5,000,000, we can provide you with the financial solutions you need to take advantage of any opportunity that presents itself.

Traditional loan products are based on the purchase price of the property in its current condition, and they don’t factor in the value added by rehab and renovation. At Exponential, our fix and flip loan program is based on 75 percent of the after repair value (ARV) of the investment property you are purchasing and renovating.

One of the most important aspects of a fix and flip project is minimizing carrying costs. You can get to work quickly with a closing window of seven to 14 business days when you work with Exponential, and this means that you can begin to sell your property as fast as possible. With minimal documentation, stated income programs, and consideration of all credit scenarios, we create opportunities more quickly and easily than traditional lenders can.

Exponential Commercial Finance is proud to offer the following fix and flip program benefits to clients in Atlanta, Dallas, Houston, and Charlotte:

  • Rates as low as 6.99%
  • 12-24 month terms
  • Up to 90% of purchase price plus rehab
  • Up to 75% ARV
  • Loan Amount: $50,000-$5,000,000

*Please note that our fix and flip loans are not available for owner-occupied properties.