Exponential Commercial Finance specializes in heavy equipment financing for business owners with bad credit. With funding amounts ranging from $10,000 up to $2,000,000, our collateral heavy equipment financing program is specifically designed to provide resources for customers that have past credit issues such as:

  • Bankruptcies
  • Tax Liens
  • Judgments
  • Bad Credit for equipment financing
  • Repossessions
  • Slow Pays
  • Start-ups

Our collateral heavy equipment financing program is a great program for business owners that have accumulated heavy equipment (yellow iron) over the years.

Put this equipment to work and use it as collateral to purchase more equipment. We offer equipment financing for many B, C, and D credit customers in the following industries:

Common Industries Funded

Construction Trucking Heavy Equipment
Paving Agriculture Waste Removal

How Asset and Collateral Based Lending Works

In today’s economy, many business owners in the heavy equipment industry have suffered with credit challenges and need heavy equipment financing for bad credit. As a business owner you can pledge additional collateral or assets in order to obtain financing. The additional collateral can be in the form of other paid-off heavy equipment, trucks, or equity in real estate.

Our Process

Our process is streamlined to facilitate deal approvals within 24 hours of receiving an application, so the long haul truck financing you need to get on the road is in place as fast as possible. In order to approve a deal, we need the following information:

  • Completed and signed credit application
  • Detailed list of additional collateral
  • Description and cost of equipment to be leased

Types of Leases We Offer

Whether you need dump truck financing with bad credit or other help with equipment financing with bad credit, here is a partial list of the equipment we can finance:

Above-Ground Fuel Tanks Flat Bed Truck Street Sweeper
Cranes Backhoe Garbage Truck
Mechanic’s Truck Dump Truck Bulldozer
Tow Truck Roofing Truck Excavator
Chipper Tractor-Farming Stump Cutter
Trailers Concrete Mixer Sewer and Septic

Sale Leaseback

Need working capital? Even with bad credit, you can get cash out of your existing equipment today! With a sale leaseback loan from Exponential, you can put cash in your company’s pockets, take on more jobs, acquire new equipment and expand your business. Our sale leaseback loans are not based on the profitability of your company, but the value of your equipment. Even if your personal credit is badly damaged, we can get you the cash you need right now!