Business Working Capital Financing
Exponential Commercial Finance is a pioneer in the alternative business financing industry. Our goal is to help small and mid-sized businesses get the capital they need to operate and grow successfully with our working capital financing program.
What makes our financial product unique among other methods of business finance is its accessibility even to those businesses labeled as high risk. We pride ourselves on being able to offer bad credit business loans without the collateral and strict requirements that are an integral part of most traditional bank loans.
With Exponential Commercial Finance working capital financing, small and mid-sized businesses can acquire fast business financing based on future sales. Upon approval, we purchase a portion of future sales. The business then receives up front capital, while we collect a fixed daily percentage of the business’ sales until the full amount has been paid off. This aspect of our financing program is particularly attractive to small businesses because it puts little strain on cash flow when business is slow.
What are the requirements?
To be approved for our working capital financing, a business must fulfill the following requirements:
- Time in business 3 months or more
- The business must be operating in the United States
- The business must be able to prove revenue
- Must deposit a minimum of $10,000 monthly in deposit volume
Typical businesses funded
|Gym/Fitness Centers||Hotels/Motels||Auto Repair|
|Night Clubs/Bars||Coffee/Donut Shop||Day Cares|