Construction Receivables Factoring & Working Capital

Construction companies and subcontractors usually have to wait 30-60 days to get paid for their invoices. In the meantime, you still have to cover office, employee, and supplier expenses.

No longer is the subcontractor or construction company required to wait for payment before starting on the next phase of a project, or begin construction on a new project. With invoice factoring from Exponential Commercial Finance, the subcontractor or construction company can realize quick turnaround (often within 24 hours) on account receivables due for completed stages of a construction project



We Know Your Construction Cash Flow Problems

  • Trouble covering payroll
  • Not enough cash to fuel growth
  • Can't take on new jobs
  • Can't take advantage of material discounts
  • Big jobs use all available cash


How We Can Help

Our construction business financing factoring programs can advance funds up to 75% against your outstanding invoices, providing funds to pay employees and suppliers. As opposed to other types of financing, accounts receivables factoring is easy to get and can be setup in days.

The most important requirement to qualify is that you do business with reliable general contractors or commercial clients.



Typical Clients

  • Suppliers
  • Excavators
  • Iron Works
  • Roofing Contractors
  • Plumbing Contractors
  • Expediters
  • Inspectors
  • Security Firms
  • Manufacturers
  • Tile Contractors
  • Ceiling/Drywall
  • Contractors
  • Carpet Contractors
  • Paving Contractors
  • Engineers
  • Appraisers
  • Steel Fabrication
  • Carpenters
  • Concrete Contractors
  • HVAC Contractors
  • Fire Sprinkler Contractors
  • Architects
  • Space Planners


Any subcontractor in the construction industry