Asset & Collateral Based Heavy Equipment Financing

Exponential Commercial Finance is a direct asset and collateral based funding source specializing in heavy equipment financing. With funding amounts ranging from $10,000-$2,000,000, our programs are specifically designed to provide funding for customers that have past credit issues like:


  • Bankruptcies
  • Tax Liens
  • Judgments
  • Repossessions
  • Slow Pays
  • Start-ups

Our Asset & Collateral Heavy Equipment program is a great fit for many B, C, and D credit customers in the following industries:


Construction Trucking Logging Heavy Equipment
Paving Agriculture Waste Removal Yellow Iron

How Asset and Collateral Based Lending Works

In today’s economy, many business owners in the heavy equipment industry have suffered with credit challenges and need to finance heavy equipment. As a business owner you can pledge additional collateral or assets in order to obtain financing. The additional collateral can be in the form of other paid off heavy equipment, trucks, or equity in real estate.


Our Process

Our process is streamlined to facilitate deal approvals within 24 hours of receiving an application. In order to approve a deal, we need the following information:


  • Completed and signed credit application
  • Detailed List of additional collateral
  • Description & cost of equipment to be leased

Here is a partial list of the equipment we can finance:


  • Above Ground Fuel Tanks
  • Street Sweeper
  • Backhoe
  • Mechanic’s Truck
  • Bulldozer
  • Roofing Truck
  • Chipper
  • Stump Cutter
  • Concrete Mixer
  • Flat Bed Truck
  • Cranes
  • Garbage Truck
  • Dump Truck
  • Tow Truck
  • Excavator
  • Tractor-Farming
  • Trailers
  • Sewer & Septic

Working Capital Loans

Need working capital? With an equipment equity loan from Exponential Commercial Finance you can:

  • put cash in your company's pockets
  • take on more jobs
  • acquire new equipment or expand your business

Our equity loans are not based on the profitability of your company but the value of your equipment. Even if your personal credit is badly damaged we can get you the cash you need - Now!


Watch this video to how we helped a client.

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